State Representative John Beard encourages uninsured to apply for health care via new insurance pool

State Representative John Beard of Decorah encourages Iowans who are unable to get health insurance because of a pre-existing condition to apply for health care through a new health insurance pool in Iowa.

"Too many Iowans are denied health care because health insurance companies won't cover pre-existing conditions.  This new health care option for Iowans without insurance will help ease the burden for many families struggling to pay their bills and get quality health care," said Beard.

The pool offers members a $1000 deductible policy. Premiums for members will range from $177.64 per month to $739.45 per month, depending on the applicant's age and other variable factors.
As specified in the Patient Protection and Affordable Care Act which created funding for states to establish and operate pools for uninsured residents, certain conditions must be met to qualify for acceptance. An applicant must:

•    Be a citizen or national of the United States or lawfully present in the United States
•    Have been uninsured for at least six months prior to making application
•    Have had a problem getting insurance due to a pre-existing condition.

Persons interested in applying are encouraged to promptly begin the process of acquiring, completing and submitting an application because funds are limited. Applications are available online now at www.iid.state.ia.us and soon will also be posted at www.hipiowa.com.